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Rates

Interest Rates and Annual Percentage Yields (APY) are effective February 21, 2024. Rates are updated every Wednesday and are subject to change daily.

CHECKING *


Interest Checking Now

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500.00 - $249,999.99

Minimum Deposit to Open Account


$500

Interest Rate


0.75%

Annual Percentage Yield (APY)


0.75%

Term


$250,000.00 and over

Minimum Deposit to Open Account


$250,000

Interest Rate


0.75%

Annual Percentage Yield (APY)


0.75%

Money Market Account

TermMinimum Deposit to Open Account Interest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$1,000.00 - $249,999.99

Minimum Deposit to Open Account


$2,500

Interest Rate


1.50%

Annual Percentage Yield (APY)


1.51%

Term


$250,000.00 and over

Minimum Deposit to Open Account


$250,000

Interest Rate


1.50%

Annual Percentage Yield (APY)


1.51%

SAVINGS *


Statement Savings-Personal

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


All Daily Balances

Minimum Deposit to Open Account


$200

Interest Rate


0.95%

Annual Percentage Yield (APY)


0.95%

IRA SAVINGS CERTIFICATES

Variable Rate* & **Fixed Rate**


18 Month Certificate (IRA)

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


$50 - $99,999.99

Minimum Deposit to Open Account


$50

Interest Rate


4.10%

Annual Percentage Yield (APY)


4.16%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


4.35%

Annual Percentage Yield (APY)


4.42%

CERTIFICATES OF DEPOSITS**


3 Month Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


3.50%

Annual Percentage Yield (APY)


3.55%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


3.75%

Annual Percentage Yield (APY)


3.80%

6 Month Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


4.10%

Annual Percentage Yield (APY)


4.14%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


4.35%

Annual Percentage Yield (APY)


4.40%

1 Year Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


4.35%

Annual Percentage Yield (APY)


4.42%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


4.60%

Annual Percentage Yield (APY)


4.68%

2 Year Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


3.40%

Annual Percentage Yield (APY)


3.44%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


3.65%

Annual Percentage Yield (APY)


3.70%

3 Year Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


2.25%

Annual Percentage Yield (APY)


2.27%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


2.50%

Annual Percentage Yield (APY)


2.52%

4 Year Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


2.25%

Annual Percentage Yield (APY)


2.27%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


2.50%

Annual Percentage Yield (APY)


2.52%

* Rate may change after account is opened. Fees may reduce earnings.

** Penalty for early withdrawal.

OUR LOAN RATES MAY BE OBTAINED BY CONTACTING ONE OF OUR LOAN OFFICERS

NOTE: Interstate Bank is providing this listing of rates for the purpose of providing financial information.