CHECKING *
Interest Checking Now
| Term | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
Term Daily Balances of: | |||
Term $500.00 - $249,999.99 | Minimum Deposit to Open Account $500 | Interest Rate 0.40% | Annual Percentage Yield (APY) 0.40% |
Term $250,000.00 and over | Minimum Deposit to Open Account $250,000 | Interest Rate 0.40% | Annual Percentage Yield (APY) 0.40% |
Money Market Account
| Term | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
Term Daily Balances of: | |||
Term $1,000.00 - $249,999.99 | Minimum Deposit to Open Account $2,500 | Interest Rate 0.70% | Annual Percentage Yield (APY) 0.70% |
Term $250,000.00 and over | Minimum Deposit to Open Account $250,000 | Interest Rate 0.70% | Annual Percentage Yield (APY) 0.70% |
SAVINGS *
Statement Savings-Personal
| Term | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
Term All Daily Balances | Minimum Deposit to Open Account $200 | Interest Rate 0.45% | Annual Percentage Yield (APY) 0.45% |
IRA SAVINGS CERTIFICATES
Variable Rate* & **Fixed Rate**
18 Month Certificate (IRA)
| Term | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
Term $50 - $99,999.99 | Minimum Deposit to Open Account $50 | Interest Rate 1.65% | Annual Percentage Yield (APY) 1.65% |
Term $100,000 and over | Minimum Deposit to Open Account $100,000 | Interest Rate 1.75% | Annual Percentage Yield (APY) 1.75% |
CERTIFICATES OF DEPOSITS**
3 Month Certificate
| Term | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
Term Daily Balances of: | |||
Term $500 - $99,999.99 | Minimum Deposit to Open Account $500 | Interest Rate 1.25% | Annual Percentage Yield (APY) 1.26% |
Term $100,000 and over | Minimum Deposit to Open Account $100,000 | Interest Rate 1.45% | Annual Percentage Yield (APY) 1.46% |
6 Month Certificate
| Term | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
Term Daily Balances of: | |||
Term $500 - $99,999.99 | Minimum Deposit to Open Account $500 | Interest Rate 1.55% | Annual Percentage Yield (APY) 1.56% |
Term $100,000 and over | Minimum Deposit to Open Account $100,000 | Interest Rate 1.75% | Annual Percentage Yield (APY) 1.76% |
1 Year Certificate
| Term | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
Term Daily Balances of: | |||
Term $500 - $99,999.99 | Minimum Deposit to Open Account $500 | Interest Rate 1.90% | Annual Percentage Yield (APY) 1.92% |
Term $100,000 and over | Minimum Deposit to Open Account $100,000 | Interest Rate 2.15% | Annual Percentage Yield (APY) 2.17% |
2 Year Certificate
| Term | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
Term Daily Balances of: | |||
Term $500 - $99,999.99 | Minimum Deposit to Open Account $500 | Interest Rate 2.15% | Annual Percentage Yield (APY) 2.17% |
Term $100,000 and over | Minimum Deposit to Open Account $100,000 | Interest Rate 2.35% | Annual Percentage Yield (APY) 2.37% |
3 Year Certificate
| Term | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
Term Daily Balances of: | |||
Term $500 - $99,999.99 | Minimum Deposit to Open Account $500 | Interest Rate 2.25% | Annual Percentage Yield (APY) 2.28% |
Term $100,000 and over | Minimum Deposit to Open Account $100,000 | Interest Rate 2.45% | Annual Percentage Yield (APY) 2.48% |
4 Year Certificate
| Term | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
Term Daily Balances of: | |||
Term $500 - $99,999.99 | Minimum Deposit to Open Account $500 | Interest Rate 2.30% | Annual Percentage Yield (APY) 2.33% |
Term $100,000 and over | Minimum Deposit to Open Account $100,000 | Interest Rate 2.55% | Annual Percentage Yield (APY) 2.58% |
* Rate may change after account is opened. Fees may reduce earnings.
** Penalty for early withdrawal.
OUR LOAN RATES MAY BE OBTAINED BY CONTACTING ONE OF OUR LOAN OFFICERS
NOTE: Interstate Bank is providing this listing of rates for the purpose of providing financial information.