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Rates

Interest Rates and Annual Percentage Yields (APY) are effective November 9, 2022. Rates are updated every Wednesday and are subject to change daily.

CHECKING *


Interest Checking Now

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500.00 - $249,999.99

Minimum Deposit to Open Account


$500

Interest Rate


0.40%

Annual Percentage Yield (APY)


0.40%

Term


$250,000.00 and over

Minimum Deposit to Open Account


$250,000

Interest Rate


0.40%

Annual Percentage Yield (APY)


0.40%

Money Market Account

TermMinimum Deposit to Open Account Interest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$1,000.00 - $249,999.99

Minimum Deposit to Open Account


$2,500

Interest Rate


0.70%

Annual Percentage Yield (APY)


0.70%

Term


$250,000.00 and over

Minimum Deposit to Open Account


$250,000

Interest Rate


0.70%

Annual Percentage Yield (APY)


0.70%

SAVINGS *


Statement Savings-Personal

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


All Daily Balances

Minimum Deposit to Open Account


$200

Interest Rate


0.45%

Annual Percentage Yield (APY)


0.45%

IRA SAVINGS CERTIFICATES

Variable Rate* & **Fixed Rate**


18 Month Certificate (IRA)

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


$50 - $99,999.99

Minimum Deposit to Open Account


$50

Interest Rate


1.65%

Annual Percentage Yield (APY)


1.65%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


1.75%

Annual Percentage Yield (APY)


1.75%

CERTIFICATES OF DEPOSITS**


3 Month Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


1.25%

Annual Percentage Yield (APY)


1.26%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


1.45%

Annual Percentage Yield (APY)


1.46%

6 Month Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


1.55%

Annual Percentage Yield (APY)


1.56%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


1.75%

Annual Percentage Yield (APY)


1.76%

1 Year Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


1.90%

Annual Percentage Yield (APY)


1.92%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


2.15%

Annual Percentage Yield (APY)


2.17%

2 Year Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


2.15%

Annual Percentage Yield (APY)


2.17%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


2.35%

Annual Percentage Yield (APY)


2.37%

3 Year Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


2.25%

Annual Percentage Yield (APY)


2.28%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


2.45%

Annual Percentage Yield (APY)


2.48%

4 Year Certificate

TermMinimum Deposit to Open AccountInterest RateAnnual Percentage Yield (APY)

Term


Daily Balances of:

Term


$500 - $99,999.99

Minimum Deposit to Open Account


$500

Interest Rate


2.30%

Annual Percentage Yield (APY)


2.33%

Term


$100,000 and over

Minimum Deposit to Open Account


$100,000

Interest Rate


2.55%

Annual Percentage Yield (APY)


2.58%

* Rate may change after account is opened. Fees may reduce earnings.

** Penalty for early withdrawal.

OUR LOAN RATES MAY BE OBTAINED BY CONTACTING ONE OF OUR LOAN OFFICERS

NOTE: Interstate Bank is providing this listing of rates for the purpose of providing financial information.